Web Content Viewer

MINDEF & MHA Group Insurance

The MINDEF & MHA Group Insurance scheme provides life and personal accident insurance coverage for all NSmen. It is categorised into Core and Voluntary Schemes.


Core Scheme

The Core Scheme automatically covers you while you are attending ORNS activities during the terms of your service.

Sum assured
  • $150,000 Group Term Life (GTL) Policy
  • $150,000 Group Personal Accident (GPA) Policy
Extent of coverage Your coverage is not subject to underwriting (risk assessment), which means your pre-existing medical conditions are also covered
Cost Your premiums will be paid for by MINDEF/MHA


Voluntary Scheme

You can also opt for more coverage above the Core Scheme, or insure your dependants by purchasing additional coverage under the Voluntary Scheme with Singapore Life Ltd (MINDEF’s appointed vendor). This is on a voluntary basis, and insurance premiums are priced competitively. 



To apply, and for the latest eligibility criteria, coverage, and features of the Voluntary Scheme, visit Singapore Life Ltd’s MINDEF & MHA Group Insurance page for more information.